Introduction
After an accident, one of the first questions drivers ask is: "Will my insurance cover a bumper replacement?"
The answer depends on the type of policy you have and who was at fault. If you need a professional bumper replacement, companies like Bumperman work with insurance providers to ensure quick, stress-free repairs.
When Insurance Covers a Bumper Replacement
✔ Collision Coverage – If the damage occurred from a car accident you caused.
✔ Liability Insurance – If another driver hit you, their insurance should cover repairs.
✔ Comprehensive Coverage – Covers bumper damage caused by theft, vandalism, or natural disasters.
When You Might Have to Pay Out-of-Pocket
???? If the damage is minor and falls below your deductible.
???? If the damage is considered normal wear and tear.
???? If your policy excludes bumper damage in specific circumstances.
???? Not sure if your bumper replacement is covered? Let Bumperman help you navigate your options.